Indian markets, priced in rupees

Everything here has a number attached.

Most investing advice tells you a fee is “significant” or that starting early “helps”. We work it out instead: 1.9% a year costs you ₹51 lakh, and waiting from 25 to 32 costs ₹1.87 crore.

Start here: seven guides, in order Run your own numbers

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No metaphors about vegetable markets. What each thing is, what it costs, and what it is worth.

₹5,000 a month for 20 years is ₹50 lakhYou contribute ₹12 lakh of it. Where the other ₹38 lakh comes from, and what a share actually is — in numbers, not analogies.Read the guide →
₹1 crore in 2046 buys what ₹31 lakh buys todayHow much a SIP needs to be for a real goal, and why a 10% yearly step-up does more than any fund choice.Read the guide →
A regular plan costs ₹11.6 lakh on a ₹10,000 SIPEvery fund comes in two versions that own the same shares. How to tell which one you hold and switch without a tax bill.Read the guide →
Selling at 11 months instead of 13 costs ₹31,850Tax on shares, funds and crypto for FY 2026-27, the yearly ₹1.25 lakh exemption most investors never use, and what to do for your profession and bracket.Read the guide →
Profits rose 33%. The shares fell 27%.What a PE ratio actually measures, and how a great company bought at the wrong multiple lost money for five years.Read the guide →
TCS earns ₹51,800 on each ₹1 lakh. Reliance earns ₹8,910.Reading balance sheets and cash flow statements with real FY26 figures: what the owners' money earns, and whether the profit arrived as cash.Read the guide →

Do the arithmetic yourself

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