Compound Interest Calculator
Calculate the power of compounding and see how your investments grow over time.
Investment Details
Results
Year-by-Year Breakdown
| Year | Opening | Interest | Closing |
|---|---|---|---|
| 1 | ₹1,00,000 | ₹12,683 | ₹1,12,683 |
| 2 | ₹1,12,683 | ₹14,291 | ₹1,26,973 |
| 3 | ₹1,26,973 | ₹16,103 | ₹1,43,077 |
| 4 | ₹1,43,077 | ₹18,146 | ₹1,61,223 |
| 5 | ₹1,61,223 | ₹20,447 | ₹1,81,670 |
| 6 | ₹1,81,670 | ₹23,040 | ₹2,04,710 |
| 7 | ₹2,04,710 | ₹25,962 | ₹2,30,672 |
| 8 | ₹2,30,672 | ₹29,255 | ₹2,59,927 |
| 9 | ₹2,59,927 | ₹32,965 | ₹2,92,893 |
| 10 | ₹2,92,893 | ₹37,146 | ₹3,30,039 |
Understanding Compound Interest
What is Compound Interest?
Compound interest is calculated on the initial principal and also on the accumulated interest from previous periods. It is often called “interest on interest” and is the key to building wealth over time.
The Power of Compounding
The longer your money stays invested, the more the interest-on-interest effect dominates. Time in the market matters more than the size of any single contribution.
Why Frequency Matters
The more often interest is compounded, the faster the balance grows. Monthly compounding will always finish ahead of annual compounding at the same nominal rate.
These figures are indicative projections based on the inputs you provide. They assume a constant rate of return, which real markets do not deliver. Nothing here is investment advice — consult a SEBI-registered adviser before making a decision.